Part D (RX, Prescriptions or PDP)
Part D is offered to everyone with Medicare. To get Part D, you must be enrolled in Medicare and join a plan run by a private Insurance Company or another private company approved by Medicare.
Each plan can vary in cost and drugs covered. If you want Part D coverage, you need to choose a plan that works with your health coverage.
Part D prescription drug coverage should be considered even if you don't take a lot of prescription drugs now.
Part D plans have what is called the "Donut Hole", if you take alot of high priced prescriptions you may fall into the "Donut Hole".
Part D plans may be joined by completing a paper application, calling the plan, or enrolling online. Your Initial Enrollment Period ( during the 7 month window period that starts 3 months before the month you turn age 65, includes the month you turn age 65, and ends 3 months after the month you turn age 65. Annual Enrollment Period ( October 15th - December 7th).
Contact the plan to find out how you can join. Visit www.medicare.gov, or call 1-800-MEDICARE (1-800-633-4227) for a list of the Part D plans in your area.